The Danger of Denial in Wills and Insurance Planning

wills and insurance planning

Mark Twain once said “Denial ain’t just a river in Egypt.” He was not in denial regarding his eventual death as he had a valid will assuring his daughters would be well taken care of! We are in denial in regards to wills and insurance planning. For example: 60% of Canadians die without a will, […]

Your Most Valuable Investment – Human Capital

Human capital Insure income disability life insurance critical illness

I had the privilege of speaking to a Grade 12 Economics class a few years ago and the experience affirmed my hope for the future. Judging by the depth of their questions, I know they will go far. My talk centred on the $50 trillion dollars in the equity markets of the world. I was […]

Crash Test Your Mortgage Life Insurance

Mortgage life insurance planning

Thousands of crash test dummies have been sacrificed for our driving safety and I’m grateful every time I drive! We also need to crash test your financial plan against the catastrophe caused by disability, critical illness and death. This includes properly structuring your mortgage life insurance. The risks are very real. Here are numbers for […]

Are You Still Breathing? Critical Illness and Disability Insurance Will Pay!

critical illness disability insurance

Think back over the past year. How many people in your circle of relatives, friends or acquaintances have died? Not too many I bet. How many have had a heart attack, stroke, cancer or other critical illness and lived? Who had to take time off work or out of their businesses to recover from sickness […]