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Life
Happens

Life is difficult enough without worrying about the “what if” events – death, disability, illness.

This added stress can keep you from pursuing your goals with confidence.

Don’t sell yourself short. You are worth far more than you might think.

Protect the Goals that Matter to You

If anything happens to you, will your dreams carry on? Your personalized InsureSmart Dream Protector can help assure that you and those you care about have an amazing future.

Financial support when you or your family need it most.

Peace of mind knowing a plan is in place for life’s critical events.

Confidence in moving forward, not worrying about “what if.”

Client Testimonials

I started with Richard many years ago as a referral when I was looking for life insurance. He came highly recommended by a friend and I soon discovered why. Richard is extremely personable and easy to communicate with. He’s punctual and flexible in regards to meeting arrangements. He’s very knowledgeable about the products he sells as well as his competitors. Most importantly Richard is honest and has your best interest in mind. Since initially dealing with Richard for insurance I’ve also looked to Richard for financial advice and have not been disappointed. I would highly recommend Richard Vetter to anyone looking for financial and insurance services.

Ric L.Manager IT Infrastructure, Vancouver

I have no hesitation in recommending Richard’s professional services. He has been my Financial Advisor for the past 15 years. He is extremely knowledgeable and reliable with a “no pressure” personality. As well, Richard always takes the time to listen and evaluate his client’s needs and risk tolerance and to fully explain all proposed investment strategies. A TRUE PROFESSIONAL.

Dave M.Realtor, Richmond

The Dream Protector

Reaching your goals and dreams is difficult enough, without having to worry about the unexpected dangers of life. We all have goals and dreams that we want to protect, no matter what.

Life Insurance Planning

Protect what you have worked so hard to build.

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Disability Insurance Planning

Protect your valuable ability to earn an income.

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Critical Illness Insurance Planning

Take time to heal without financial pressure.

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Wealth Transition and Estate Planning

Protect your estate from taxation and erosion.

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Getting Started

If anything happens to you, will your dreams carry on? Your personalized InsureSmart Dream Protector can protect you and those you care about and help ensure an amazing future.

Schedule a Conversation

Clarify the goals that matter to you without pressure and jargon.

Click here to schedule

Develop a Plan

Your needs are unique and you need a plan that is just right for you.

View our planning process

Relax

Have confidence that you are ready for anything!

Download our Checklist!

Life Insurance Calculator

If you are simply “kicking the tires” for now, use this tool to quickly calculate how much life insurance you really should have. We will automatically survey the life insurance market in Canada to show you the best rates. Once you’re ready, let’s talk!