Term to 100 is the simplest form of permanent insurance (meaning that it is available for the whole of life) and provides a specific amount of life insurance, with level premiums, to a specified point in time. In some cases, premiums may be payable for life while in others the payment period might be reduced to 20 years or to age 65.
- Term to 100 should be acquired when there is a long-term need for a specific amount of insurance (need beyond retirement) and limited cash flow is available after implementing your personal financial strategy.
- Choose an insurance company that is first, financially secure and second, offers competitive rates.
- Features of the plan should include guaranteed rates and disability waiver of premium (where appropriate)
Contact us today to learn more about term to 100 insurance.
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